Being involved in a vehicular accident is traumatic enough without having to think about the damage to your vehicle. You are beyond grateful to get out of it alive and after ensuring that no bones need fixing, you can turn your attention to your car.You are beyond grateful to get out of it alive and after ensuring that no bones need fixing, you can turn your attention to your car.
If the accident had other cars involved, the assessment may include who is at fault and who is admitting liability. It can be a complicated process depending on the temperaments of the parties involved. If you look up vehicle damage inspection, you could learn a lot about the steps involved in the assessment.
How evaluation is done
- Check the victims for injuries.
It is important to determine if any of those involved in the accident need medical attention. If they do, get an ambulance on the scene as soon as you can. Make sure you get the records of treatment and the costs in case anyone there will be a claim.
- Take pictures.
Pictures help in showing the immediate extent of the damage. Take enough photosfromthe front and the rear, close-up and far away. Take enough photosfromthe front and the rear, close-up and far away. The insurance company will use these to get an idea of how much the vehicle is damaged and to estimate how much they will cover you for repairs. Also, let the location of the accident be clear in the photos and also, include the license plates of the vehicles involved in the shots.
- Have a record of any personal belongings that were in the car and were damaged during the accident.
You might have had your laptop in your car and it was badly mangled. Items that cost quite a bit of money to replace: cellphones, tablets, CD players and other such things should beon your list.
- A description of the accident.
A description of the accident from your point of view is necessary for the police report. If the police fail to arrive at the scene, you can hand it to your insurers. The insurance company can use the report to determine who was at fault and checkwith the photos you provided to ascertain the damage.
NOTE: You must hand in your written report to the police station even if the police fail to show up at the scene of the accident.
- Do not admit liability.
All that is required of you at this point is to give your version of what transpired. You must also cooperate with the police if theyare at the scene and exchange contact information with the other driver. The insurers will work out who the guilty party is and act accordingly. If it is established you are the guilty party, you will fill a first-party claim with your insurer. If not, then you can file a third-party claim with the other guy’s insurer.
It would be so much easier without accidents to worry about but if it happens, you need to know how to go about the aftermath and getting some knowledge from vehicle damage inspection is one way of making sure that you are prepared.