Author: Shae Holland

What Happens to Life Insurance after Divorce?

Life is characterized by uncertainty, which is why we purchase life insurance policies and take out other forms of insurance. However, in case of divorce, it can make for a hindrance rather than a help. If you are preparing for divorce or simply considering life insurance, knowing what you’re up against can be helpful as you start filling out paperwork. Decide who will pay the premiums An important decision you will have to make after divorce relates to who will pay the premiums. In case you are concerned about the possibility of your ex-spouse defaulting on payment, you should...

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Trusting an Elderly Relative to a Nursing Home: What Are They Liable For?

The decision to put a loved one in a nursing home is not one made lightly. It takes time, research, and trust to decide to place a parent or grandparent in the care of others. If something happens to our relative while in the care of the nursing home, we automatically want to blame the home for not taking proper care of them. But are they truly responsible for the error, or is it the fault of another? What are a nursing home’s responsibilities toward its residents? Nursing homes must provide a certain level of care that is deemed...

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Pro Tips for Stretch Mark Pain Relief

During pregnancy, the skin of a woman’s abdomen (as well as her legs, arms, breasts, hips, etc.) stretches substantially, often to the point of creating internal tears that create visible marks. These marks are socially considered “unattractive,” sometimes making a pregnant belly seem more like a frustration than a joy. But the stretched skin also results in redness and swelling, sometimes accompanied by pain. If you suffer from stretch mark pain, you are most likely to find permanent relief by fading the marks themselves. About Creams Many creams on the market claim to prevent or even reverse stretch marks,...

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Types of SSD Benefits & How They Work

The two largest offerings by the Social Security Administration for people with disabilities is the Supplemental Security Income program and Social Security Disability Insurance. Although both offerings are similar, each one serves a distinct purpose in order to better serve beneficiaries’ needs. Here is a closer look at both programs and how they work. Social Security Disability Insurance This program is for individuals who are no longer able to work due to a disability. To qualify for this program, individuals must have “paid into” social security through taxable income from work. SSDI receives its revenue from employers and workers...

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How to Make the Most of Your Retirement

Merriam-Webster defines retirement as the withdrawal from an active, working life. While work might end for some, most people who retire successfully actually do not withdraw at all. Rather, they immerse themselves in new activities to make the most of this exciting phase of life. Create a Master Plan It is well known that a solid financial plan in necessary to retire successfully. Income must cover basic expenses as well as provide discretionary funds so that you can pursue the kind of lifestyle you want. But what kind of retired lifestyle are you aiming for? Do you want to...

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The Senior’s Guide to Budgeting on a Fixed Income

33% of people who retire have no savings at all, and 40% of those are baby boomers who retire without sufficient savings. The result? Many seniors today either retire late or are unable to retire comfortably because their savings can’t keep up with the lifestyle they are accustomed to. But retiring on a fixed income is possible, provided that retirees take the right precautions with their finances. Limitations of Living on Fixed Income Retirees may resent having to scale back on food, entertainment, or travel after putting in 30, 40, or 50 years in the workforce.. It is natural...

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Parenting and Posture: Why You Need to Teach Your Child to Sit Up Straight

Many children tend to slump or slouch as they become taller. They may be uncomfortable with their new height or be inches taller than their classmates. Excessive weight and too much time sitting in front of a television screen can also cause poor posture. Parents should stress to their offspring just how very important it is to maintain a strong stance. The reasons for this is that poor posture can indicate some of the following issues.   Health Concerns It may be that your youngster exhibits poor posture due to health issues such as curvature or misalignment of the...

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Building Your Home the Green Way

Thinking about building your own home? Why not go green? Not only is it good for the environment, but green construction can also benefit your health and well-being. Lower energy and utility bills also add to the advantages of building a green home. According to the National Association of Home Builders (NAHB), home builders expect to be doing 60% or more of their homes green by 2020. Here are a few points to keep in mind as you plan. Smaller is Better A small home built on environmentally friendly ideologies is going to have a smaller impact on the...

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6 Tips to Help your Adopted Teen Feel Wanted

Whether you adopted your teen recently or when they were a baby, questions and feelings will abound as they get older. Teenagers are undergoing chemical and physical changes in their lives as well as social and emotional changes. Has your teen been asking about their birth parents? Wondering if they were wanted?   Fill Them In Our children will always be our babies, no matter how old they get. When it comes to questions surrounding adoption, remember that your teen will soon be an adult. They need to know that parents don’t usually give up a baby for adoption...

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Spider Veins vs Varicose Veins: What’s the Difference?

Image source: SalemVeins.com What Are Spider Veins? Spider veins and varicose veins are twisted, swollen blood vessels that can be seen through the skin. Relatively small veins seen on the chest, face, and legs in shades of blue, purple, and red are referred to as spider veins. Spider veins may or may not be painful. Even when they don’t cause any pain or inconvenience, though, people sometimes choose to have them removed for cosmetic reasons. What Are Varicose Veins? Like spider veins, varicose veins are also twisting and turning blood vessels that one can see through the skin. The...

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