Author: Shae Holland

How To Use Sheepskin Safely For Your Baby

Sleep is essential to human health regardless of age, but infants require extra sleep to support essential initial growth. Science has stepped in to determine the best ways to give infants a chance at peaceful slumber; studies have been done on amount of sleep, sleep cycles in a given day, the type of bed, positions of sleep, and bed-sharing (bringing baby to sleep with the parents). Most studies are done to ensure that infants wake up rested and ready for the next few hours of play. However, others are done to ensure that infants are not in danger as...

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Supporting Addicts in Your Congregation Without Condemning Them

A young man or woman sits in church on the back pew so as not to be noticed. They have been there for several weeks now, and even came forth to become a member. After those few weeks, they finally spoke to the Pastor and confessed to being an addict. They expressed feelings of being alone, abandoned, depressed, and spiritually lost. Do not act as though nothing is wrong When a member of your congregation comes to you about their addiction, keep in mind the great risk that they have taken in coming to you. Fear of punishment, abandonment,...

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What Happens to Life Insurance after Divorce?

Life is characterized by uncertainty, which is why we purchase life insurance policies and take out other forms of insurance. However, in case of divorce, it can make for a hindrance rather than a help. If you are preparing for divorce or simply considering life insurance, knowing what you’re up against can be helpful as you start filling out paperwork. Decide who will pay the premiums An important decision you will have to make after divorce relates to who will pay the premiums. In case you are concerned about the possibility of your ex-spouse defaulting on payment, you should...

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Trusting an Elderly Relative to a Nursing Home: What Are They Liable For?

The decision to put a loved one in a nursing home is not one made lightly. It takes time, research, and trust to decide to place a parent or grandparent in the care of others. If something happens to our relative while in the care of the nursing home, we automatically want to blame the home for not taking proper care of them. But are they truly responsible for the error, or is it the fault of another? What are a nursing home’s responsibilities toward its residents? Nursing homes must provide a certain level of care that is deemed...

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Pro Tips for Stretch Mark Pain Relief

During pregnancy, the skin of a woman’s abdomen (as well as her legs, arms, breasts, hips, etc.) stretches substantially, often to the point of creating internal tears that create visible marks. These marks are socially considered “unattractive,” sometimes making a pregnant belly seem more like a frustration than a joy. But the stretched skin also results in redness and swelling, sometimes accompanied by pain. If you suffer from stretch mark pain, you are most likely to find permanent relief by fading the marks themselves. About Creams Many creams on the market claim to prevent or even reverse stretch marks,...

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Types of SSD Benefits & How They Work

The two largest offerings by the Social Security Administration for people with disabilities is the Supplemental Security Income program and Social Security Disability Insurance. Although both offerings are similar, each one serves a distinct purpose in order to better serve beneficiaries’ needs. Here is a closer look at both programs and how they work. Social Security Disability Insurance This program is for individuals who are no longer able to work due to a disability. To qualify for this program, individuals must have “paid into” social security through taxable income from work. SSDI receives its revenue from employers and workers...

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How to Make the Most of Your Retirement

Merriam-Webster defines retirement as the withdrawal from an active, working life. While work might end for some, most people who retire successfully actually do not withdraw at all. Rather, they immerse themselves in new activities to make the most of this exciting phase of life. Create a Master Plan It is well known that a solid financial plan in necessary to retire successfully. Income must cover basic expenses as well as provide discretionary funds so that you can pursue the kind of lifestyle you want. But what kind of retired lifestyle are you aiming for? Do you want to...

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The Senior’s Guide to Budgeting on a Fixed Income

33% of people who retire have no savings at all, and 40% of those are baby boomers who retire without sufficient savings. The result? Many seniors today either retire late or are unable to retire comfortably because their savings can’t keep up with the lifestyle they are accustomed to. But retiring on a fixed income is possible, provided that retirees take the right precautions with their finances. Limitations of Living on Fixed Income Retirees may resent having to scale back on food, entertainment, or travel after putting in 30, 40, or 50 years in the workforce.. It is natural...

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Parenting and Posture: Why You Need to Teach Your Child to Sit Up Straight

Many children tend to slump or slouch as they become taller. They may be uncomfortable with their new height or be inches taller than their classmates. Excessive weight and too much time sitting in front of a television screen can also cause poor posture. Parents should stress to their offspring just how very important it is to maintain a strong stance. The reasons for this is that poor posture can indicate some of the following issues.   Health Concerns It may be that your youngster exhibits poor posture due to health issues such as curvature or misalignment of the...

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Building Your Home the Green Way

Thinking about building your own home? Why not go green? Not only is it good for the environment, but green construction can also benefit your health and well-being. Lower energy and utility bills also add to the advantages of building a green home. According to the National Association of Home Builders (NAHB), home builders expect to be doing 60% or more of their homes green by 2020. Here are a few points to keep in mind as you plan. Smaller is Better A small home built on environmentally friendly ideologies is going to have a smaller impact on the...

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