Staying fit and healthy has become the topmost priority these days and the different health insurance companies in India assures the same. Several health insurance plans and policies are available in India to provide the best healthcare facility in the long run.

But the most important decision is to choose the best insurance plan. We have shortlisted the top 3 health insurance companies in India for you to have a look at:

1. Bajaj Allianz General Insurance Company Limited

Bajaj Allianz General Insurance Company is a joint venture between Bajaj Finserv Limited and Allianz SE. Bajaj Allianz General Insurance Company offers a wide range of health insurance policies. The three important health products are Health Guard, Silver Health, and Star Package. This company offers various types of health insurance plans both in the Life Insurance category and General Insurance category. Health Insurance plans provided by Bajaj Allianz can protect you from the increasing costs of medical treatment. Bajaj Allianz Extra Care health insurance policies can provide you with financial protection in case of unforeseen medical contingencies. You can choose any health insurance plan or policy which best suits your requirements.

The company has earned iAAA rating from ICRA Limited for seven consecutive years for its high claim paying ability. It provides the best consumer experience and good returns to shareholders making it one of the top health insurance providers of India. It has also received the Golden Peacock Award in the category of Innovative Products/Services.

2. Apollo Munich Health Insurance Company Limited

Apollo Munich Health Insurance Company Limited is a joint venture between Apollo Hospitals and the health business division of Germany-based Munich Re, Munich Health. Apollo Munich provides high-class healthcare facilities to the common people. Its most common health insurance plans are Apollo Munich Easy Health, Apolo Munich Maxima, Apollo Munich Energy and Apollo Munich Optima Vital. Health insurance plans provided by Apollo Munich Health Insurance Company Limited are lifelong renewable which means that it provides financial protection for health for your whole life.

The tagline for Apollo Munich Health Insurance Company Limited is “Let’s Uncomplicate”. This tagline proposes a simpler and transparent method of buying a health insurance plan for an individual. It has been awarded the title of “Health Insurance Company of the Year” for its innovative healthcare solutions.

3. Star Health & Allied Insurance Company Limited

Star Health & Allied Insurance Company Limited is a joint venture between M/s. ICICI Venture Funds Management, M/s. Tata Capital Growth Fund, M/s. Oman Insurance Company, UAE, M/s. Sequoia Capital, and M/s. Alpha TC Holdings Pte. Ltd, Singapore. Star health insurance plans are available for individual, family, senior citizens as well as children. Some of the most common plans are Star Family Health Optima Insurance, Star Senior Citizens Red Carpet Insurance, Star Comprehensive Insurance, and Star Care Insurance. This company provides easy health insurance claim settlements.

This company is the first standalone insurance company in India. It has been rated as the Best Claim Settlement Process Company for its fast and hassle-free claim settlements.

The Bottom Line

As they say, health is wealth. It is important to be aware of the best health insurance companies in India and the best health insurance plans provided by them. Knowledge about the top health insurance companies in India can help you to compare the different health insurance policies and choose the best one according to your requirements.